Kasasa Cash Checking Account
We’re committed to offering you the best checking accounts around — that’s why we offer free Kasasa Cash® checking! It’s free checking that pays you just for banking with us.
When you do banking basics (like using your debit card), you’ll earn up to 0.25% APY* on your balance. You’ll also get refunds on your ATM withdrawal fees, nationwide — so every ATM is your ATM! Connect your account to a free Kasasa Saver® to grow your savings automatically. Open your accounts online in minutes
Benefits Kasasa Cash Checking Accounts
- Free checking that pays high dividends
- 0.25% APY* on balances up to $10,000
- 0.25% to 0.05% APY on balances over $10,000 depending on balance in account*
- 0.01% APY* if qualifications aren’t met
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Link to free Kasasa Saver to build savings automatically
- No minimum balance to earn rewards
- No monthly service fee
- Free online banking with bill pay (CU@round)
- Free e-Statements
- Free mobile banking
- Free debit card
- $25 minimum deposit to open
Earning your rewards with Kasasa is easy.
To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled in and log into online banking
- Be enrolled in and receive e-Statements
And if you don’t meet these qualifications, don’t worry — your account is still free.
There are still no monthly service fees and no penalties. Plus, with a Kasasa Cash Checking Account you’ll earn our base dividend rate. And you can get right back to earning your full rewards the very next cycle that you qualify!
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, [PIN-based, signature based] debit card purchases less than $5.00, debit card purchases processed by merchants and received by our credit union as ATM transactions, purchases made with debit cards not issued by our credit union. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $10,000 receive APY of 0.25%; and balances over $10,000 earn 0.05% interest rate on the portion of balance over $10,000, resulting in a range from 0.05% to 0.25% APY depending on the account’s balance and (2) you will receive reimbursements up to $25 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05 APY and ATM fees are not refunded. Dividends and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 04/22/2021. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $25 minimum deposit is required to open the account. Enrollment in online banking and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking and electronic statements and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.