Where is my stimulus check?
If you haven’t received your stimulus check in your account, you’re not alone. Lots of people are still waiting and wondering when they might get the cash infusion from the IRS.
The Internal Revenue Service will be issuing payments through the month of January for those who are eligible. Some of those will be deposited directly into the banking accounts the IRS has on file, and some will be issued paper checks.
You can check the status of your stimulus through the IRS website at https://www.irs.gov/coronavirus/get-my-payment
Credit unions and banks post the stimulus funds as soon as they get them, but the date you get on the IRS website does not guarantee that is the date it will post to your account.
If you use a company like H & R Block to process your income tax, your stimulus might be processed through that company before hitting your bank account. That could add a few days to the date that the IRS gives you on their website.
Finally, if your stimulus deposit goes to a closed banking account, the credit union or bank has to return those funds back to the IRS within 24 hours. The IRS will then send you a paper check instead.
For frequently asked questions, see the IRS press release, located at https://www.irs.gov/newsroom/treasury-and-irs-begin-delivering-second-round-of-economic-impact-payments-to-millions-of-americans