Routing Number : 311376753

Routing Number : 311376753


Have a savings goal? We have an account for that!

When you sign up for a savings account with our Amarillo, Texas credit union, you’ll get the personalized service you deserve. Not to mention competitive rates on savings accounts and other financial products, such as individual retirement accounts (IRAs) and certificates of deposit.

Opening a savings account is a great way to start meeting your financial goals. TPFCU offers the best Amarillo savings accounts, which pay quarterly dividends on your deposits. As a member, you’ll also benefit from:

  • Competitive interest rates
  • Online and mobile banking solutions
  • No monthly fees
  • Overdraft protection
  • Option to close anytime

We offer several convenient savings account options, including traditional savings and youth savings accounts. Earn money with higher dividends and enjoy easy bill payments and money transfers with our virtual banking solutions.


It’s all in our name. We’re the people’s federal credit union. We serve the community, not corporate shareholders. When you become a member of TPFCU, you become a shareholder. That means you get a say in certain decisions, such as who is on the Board of Directors.

credit union
TPFCU savings account

TPFCU Savings Account

To become a member of The People’s Federal Credit Union, each member must place a minimum deposit of $25 into a savings account.

Our savings account is called a “share” account, because when you become a member, your $25 investment is your “share” of the credit union and you actually become a “shareholder.” Members have full access to our products, including online and mobile banking options, all designed to help you meet your financial goals.

Earn dividends calculated based on your average daily balance, income, and earnings on a quarterly basis.

Access dozens of no surcharge ATMs in and around Amarillo, so you can withdraw money with no fee. Your account can be closed anytime. When you close it out, you’ll get the balance in the account plus your initial $25 investment back.

Club Savings Account

A Club Savings Account is a special savings account that you open for a specified reason to save, such as a Christmas Club Account or a Vacation Club Account. You can specify a certain amount to go into this special account each time you get paid, to reach your savings goal. A Club Savings Account can help you:

  • Prepare for expenses you anticipate down the road.
  • Start saving early so you can budget for holiday gifts and parties.
  • Take advantage of competitive interest rates.
club savings account
Kids savings accounts

KIRBY KANGAROO® Kids Savings Accounts

You don’t have to be 18 years old to open a savings account with us. Kids from birth to 12 years of age qualify to open a KIRBY KANGAROO® Kids Account. It takes just a $5 deposit to start, and children who open a savings account with TPFCU benefit from:

  • A KIRBY KANGAROO® membership card and passbook.
  • KIRBY KANGAROO® credits for each $5 they deposit into their account.
  • Credits that can be saved and redeemed for fun prizes, so children learn the value of saving.

Our Rates

Share Balance



$25 to $2,500



$2,500.01 to $5,000



$5,000.01 to $10,000



$10,000.01 to $50,000



$50,000.01 & Over



*Rates effective 4/21/2023

At TPFCU, individual accounts are insured up to $500,000 through a combination of private insurance provided by Excess Share Insurance (ESI) and the federal government insurance provided by the National Credit Union Administration (NCUA). IRAs are separately insured for up to $250,000.
*All rates are quoted at the Annual Percentage Yield (APY)
The minimum average daily balance required on share savings accounts is $25.00.
The dividend period is quarterly, and the dividend will be credited to your account on the next day after the quarter.
The dividend rate and annual percentage yield may change at any time, as determined by the Credit Union Board of Directors.
If you close your account before dividends are paid, you will receive no dividend payment.
Dividends are calculated on an average daily balance on accounts open through the end of the quarter.
Dividends are subject to change and are based upon current income and available earnings.
TPFCU does not offer money market accounts at this time.


The minimum required to open a savings account is $25. The minimum average daily account balance required for savings accounts is $25.00.

Each bank account holder, or owner, is provided with up to $250,000 of coverage, as required by the Dodd-Frank Wall Street Reform Consumer Protection Act of 2010. This applies to all share accounts in each account ownership category. In addition, through private insurance provided by Excess Share Insurance (ESI), members are provided an extra $250,000 in insurance at no cost to them.

You can have as many joint account holders as you want. They have the authority to deposit and withdraw money from the account at any time.

There is no limit to how many times you can withdraw cash or transfer funds from your savings account.

Debit and credit cards are not included when you open an account. Our standard savings bank accounts are intended for saving money.

But we do offer Mastercards separately in rewards card and non-rewards card options. We also offer debit cards with our checking accounts, which include automatic deposit options and no monthly service fee.

With our free Owner App, available through Google Play or the Apple Store, you can access your accounts, find ATMs, pay bills, and even transfer money. Our virtual branch, CU@round, gives you full access to your account—24/7. You can also manage your debit card with the CardValet app or deposit checks remotely using your smartphone.

Open Your TPFCU Savings Account Today

When you open a savings account with The People’s Federal Credit Union, you’ll benefit from competitive interest rates, easy money transfers, and even quarterly dividends.

Best of all, you’ll get personalized service from a team that cares about the Amarillo, TX community. Our members have access to several convenient locations in the Amarillo area, plus a variety of online and mobile banking tools. TPFCU makes online banking easy, with digital banking technology that works for you.

If you have questions about our savings accounts or other products and services, deposit rates, which types of accounts offer compound interest, or savings rates, we’re here to help. Contact TPFCU at 806-359-8571 to speak to a representative.

Open an account today and start saving better!

TPFCU online banking