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Mortgage Loans

Home Mortgage Loans
Amarillo, TX

In the market for a new home? Are you ready to make a move? Whether you’re a first time homebuyer, looking to downsize, or you’re ready to buy that vacation home you’ve been looking for, we are ready to help you get the financing you need.

Through our partnership with The Servion Group, we’re proud to provide our members with a wide variety of financing options such as:

Traditional Loans

Provides borrowers with multiple financing options to purchase, construct or remodel a home, to purchase a vacation or second home, or to purchase land only.

Loan Highlights

  • Fixed rates.
  • Down payments as low as 10% to 20%.
  • Loans serviced and approved by NETCU lenders.
  • Multiple terms available including –
  • 5 years fixed, 10 years fixed, 15 years fixed or 5 year balloon amortized up to 30 years.
  • Rates as low as 4.00% APR.
  • All credit scores considered.

FHA Loans

Mortgage financing insured by Federal Housing Administration, caters to borrowers with less-than-perfect credit or those looking for low down-payment options.

Loan Highlights

  • Down payment can come from a family member, or from a down payment assistance program.
  • Very limited credit history is allowed.
  • Lower required down payment – as low as 3.5%.
  • Seller contributions up to 6%.
  • Loans serviced by a preferred mortgage partner.

VA Loans

VA loans provide home financing to service members, veterans, and eligible surviving spouses. The U.S. Department of Veterans Affairs provides a home loan guaranty benefit and other housing-related programs to help borrowers buy, build, repair, retain, or adapt a home.

Loan Highlights

  • 100% financing.
  • Seller contributions up to 4%.
  • Significantly lower fees.
  • No down payment for eligible veterans.
  • Loans serviced by a preferred mortgage partner.

USDA Loans

Provides borrowers with low- and moderate-income households the opportunity to own adequate and safe dwellings as a primary residence in eligible rural areas.

Loan Highlights

  • 100 percent financing.
  • 6 percent seller concessions.
  • Primary residence only. Must meet property & income eligibility.
  • Loans serviced by a preferred mortgage partner.

Conventional Loans

A conventional loan has no government guarantee like FHA and VA loans. These types of loans typically have fewer eligibility requirements and offer more interest rate and term options.

Loan Highlights

  • Fannie seller/servicer.
  • Up to 97% financing.
  • Fixed rate for 10, 15, 20 or 30 year term.
  • Down payment of 3% can come from a family member.
  • Products available for primary, secondary, and investment properties.
  • Property types available to 4-units and double-wide manufactured homes.
  • Loans serviced by a preferred mortgage partner.

In addition, we also offer Jumbo/Non-Conforming Loans and ARM options

Have questions? Give our loan officers a call at 806-359-8571.

Get Your Home Loan in Amarillo, TX

Ready to apply? Simply fill out the application below, print it out and either fax to 806-242-1137, email it to department.loans@tpfcu.com  or bring it in to your closest TPFCU branch.

When you’re ready to buy, we’re there to help.

Have Questions? Let's Talk

If you want to learn more about any of our products, services or becoming a TPFCU Member call us at 806-359-8571, visit a branch, or simply enter your email address below and we will contact you.

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