Routing Number : 311376753

Routing Number : 311376753

Boat Loans

Welcome to the thrilling world of buying a boat! At TPFCU, we understand the allure of owning a boat and the joy of exploring the open waters. Whether you’re dreaming of a sleek speedboat, a majestic sailboat, a family-friendly pontoon, or the thrill of jet skis and personal watercraft, TPFCU’s recreational loan options ensure that financing is hassle-free and affordable.

We offer various financing options, including boat loans, auto loans, credit cards, and even home equity loans. Depending on the type of loan you choose, you can enjoy flexible repayment terms ranging from 12 months to long-term financing. TPFCU ensures transparency by outlining the loan conditions at the time of your application. TPFCU does not charge prepayment penalties so you can enjoy your time in the water with peace of mind.

Our financial institution welcomes loan applicants from all backgrounds. So, whether you’re a seasoned boat owner or considering your first purchase, apply for a loan with us to kick-start your aquatic journey.

Financing Your Boat Adventure

TPFCU offers secure financing solutions that allow Texas residents to finance both used and new boats with ease. Whether you’re looking to refinance your boat loan, or simply seeking ways to borrow money for this adventure, TPFCU is here to assist you.

Our affordable boat loans come with competitive interest rates and flexible repayment options to suit your budget and lifestyle. Whether you’re a first-time boat buyer or a seasoned captain looking to upgrade, our team is committed to helping you secure affordable financing for different types of boats.

You can calculate your monthly payment with our boat loan calculator to ensure it fits your budget. With loan terms of up to 6 years, we provide affordable rates for short-term and long-term options, depending on your preferences.

Financing Your Boat Adventure
Finance options

Benefits of TPFCU Boat Loans

  • Competitive Rates: Enjoy low-interest boat loans compared to market rates.
  • Flexible Terms: Choose from various loan terms that fit your financial plans.
  • Easy Application: Apply online securely and conveniently.

Eligibility & Application Criteria

To apply for a TPFCU boat loan, you must be eligible for membership at TPFCU. The application process is straightforward, and our loan officers can guide you through the requirements to finance your boat. We consider factors such as credit history, income, and the loan amount you’re seeking.

Eligibility & Application Criteria
Set Sail with Financing from TPFCU!

Set Sail with Financing from TPFCU!

Ready to embark on your boating adventure? Apply for a recreational loan today and experience our competitive rates and personalized service.

Our online application makes it easy to get started, or visit one of our local branches in Canyon, Hereford, Childress, or Amarillo, TX to speak with a loan officer.

For more information on the best boat loan rates in Amarillo, Texas, contact us today at (806) 359-8571 or apply online to get pre-approved.

Boat Loan FAQs

The approval process for a line of credit typically takes a few days, depending on your application and documentation.

To qualify for a boat loan, the age of the vessel plays a significant role. Boats must be no more than 5 years old to be eligible for financing. Personal watercraft, such as jet skis, must be new to qualify for financing. Consult with our loan specialists if you have further questions on these eligibility requirements.

Terms and finance options for boat loans can vary but usually range from 3 to 6 years, depending on the loan amount and type.

Loan length is influenced by factors like purchase price, monthly payment affordability, and the boat’s age.