Loan Rates

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Why pay more than you have to?

The People's Credit Union has great rates for your refinance or purchase.

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Loan Rates

Take a look at our current loan rates for various lending options, such as, new & used vehicles, motorcycles, boats, mortgage rates, home equity, credit cards, personal loans and more.

New & Used VehiclesRate*Term
As low as2.45% 3 yrs*
2.45%4 yrs*
2.45%5 yrs*
2.45%6 yrs*
2.45% 7 yrs**
New & Used Recreational VehiclesRate*Term
As low as2.45%3 yrs*
2.45%4 yrs*
$25,000.00 and under2.45%5 yrs*
$25,000.00-$30,000.002.45%6 yrs*
$25,000.00-$30,000.002.45%7 yrs**
$30,000.00 and aboveCall for Rate5 yrs*
Call for Rate7 yrs*
Call for Rate12 yrs*
New & Used Motorcycles and BoatsRate*Term
Minimum Retail Value of $5,000.002.45%3 yrs*
On all Motorcycles & Boats2.45%4 yrs*
2.45%5 yrs*
2.45%6 yrs*
Other LoansRate*Term
Signature Loans – Unsecured10.00%2 YR
Signature Loans – Unsecured12.00%3 YR
Vacation or Christmas Loan – Unsecured7.00%1 YR
Credit Builder Loan – Unsecured10.00%2 YR
Share secured – Savings for collateral2.00% +12 YR
Dividend rate for $20K plus 200 basis pts
Certificate of Deposit- CD for collateral2.00% +Length of the CD
CD rate plus 200 basis pts
Mortgage LoansRate*Term
Home Equity Loans
$25,000.00 – $100,000.00Call for Rate7-15 YRS
New Mortgage Loans Coming Soon
MasterCard Credit CardRate*
$15,000.00 and under
without Rewards7.90%
with our Rewards Program9.90%
Line of Credit – UnsecuredRate*
13.00%

*All rates are quoted at the Annual Percentage Rate (APR).
* Rate is based on your individual credit score and the term of the loan.
* Rates are subject to change at any time.
** 7 YR term maybe available with approval

Have Questions? Let's Talk

If you want to learn more about any of our products, services or becoming a TPFCU Member call us at 806-359-8571, visit a branch, or simply enter your email address below and we will contact you.




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