Loan Rates

Take a look at our current loan rates for various lending options, such as, new & used vehicles, motorcycles, boats, mortgage rates, home equity, credit cards, personal loans and more.

New & Used Vehicles	Rate*	Term
As low as	3.00%	3 yrs*
	3.00%	4 yrs*
	3.25%	5 yrs*
	3.25%	6 yrs*
	3.50%	7 yrs**

New & Used Recreational Vehicles	Rate*	Term
As low as	3.25%	3 yrs*
	3.25%	4 yrs*
$25,000.00 and under	3.25%	5 yrs*
$25,000.00-$30,000.00	4.25%	6 yrs*
$25,000.00-$30,000.00	5.25%	7 yrs**
$30,000.00 and above	Call for Rate	5 yrs*
	Call for Rate	7 yrs*
	Call for Rate	12 yrs*

New & Used Motorcycles and Boats	Rate*	Term
Minimum Retail Value of $5,000.00	4.50%	3 yrs*
On all Motorcycles & Boats	4.50%	4 yrs*
	4.75%	5 yrs*
	4.75%	6 yrs*

Other Loans	Rate*	Term
Signature Loans – Unsecured	10.00%	2 YR
Signature Loans – Unsecured	12.00%	3 YR
Vacation or Christmas Loan – Unsecured	7.00%	1 YR
Credit Builder Loan – Unsecured	10.00%	2 YR
Share secured – Savings for collateral	2.00% +	12 YR
Dividend rate for $20K plus 200 basis pts
Certificate of Deposit- CD for collateral	2.00% +	Length of the CD
CD rate plus 200 basis pts

Mortgage Loans	Rate*	Term
Home Equity Loans
$25,000.00 – $100,000.00	Call for Rate	7-15 YRS
New Mortgage Loans Coming Soon

MasterCard Credit Card	Rate*
$15,000.00 and under
without Rewards	7.90%
with our Rewards Program	9.90%

Line of Credit – Unsecured	Rate*
	13.00%

*All rates are quoted at the Annual Percentage Rate (APR).
* Rate is based on your individual credit score and the term of the loan.
* Rates are subject to change at any time.
** 7 YR term maybe available with approval

Why pay more than you have to?

The People's Credit Union has great rates for your refinance or purchase.

Loan Rates

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