Are you planning on buying a home or car, or starting a new business? Credit union loans can provide the necessary capital to achieve your dreams. The People’s Federal Credit Union (TPFCU) offers a variety of loans to Texas residents, including personal loans, installment loans, secured loans, mortgage loans, and auto loans.
We prioritize our members’ interests over maximizing profits. As a result, we can offer benefits such as higher dividends on savings accounts and lower interest rates on loans. Our commitment to customer satisfaction is evident in the personalized financial services we offer.
With an online loan application process that makes lodging an online application easy, you can get the money you need to reach your financial goals. Below are the most popular loans offered by TPFCU.
Our Mission
The People’s Federal Credit Union is a member-owned federally chartered credit union committed to serving the financial needs of its members. We offer a wide range of financial services to our members across Amarillo, Texas, and beyond. The mission of The People’s Federal Credit Union is to be the Members’ primary financial institution. The credit union will provide quality, competitive services in an atmosphere of trust and superior member service offerings and satisfaction.
The History of the People’s Federal Credit Union
The People’s Federal Credit Union was federally chartered on January 12, 1953, as the Amarillo Pantex Credit Union. The first branch was at the Pantex plant, and it wasn’t until 1973 that TPFCU opened its first branch in Amarillo, TX. From there we’ve grown to over 23,000 members and five branches in Amarillo, Canyon, and Childress. We provide Texas residents with special programs and banking accounts designed to improve their financial position.
Board Of Directors
The Board of Directors is made up of nine unpaid volunteers and is elected by the membership at the Credit Union Annual Meeting. They are responsible to the members for the proper exercise of the authority delegated to them in the bylaws.
As provided in the bylaws, the Board controls the resources made available to management for the accomplishment of its tasks and is responsible for the general direction and overall control of the Credit Union. This responsibility is carried out in accordance with the Federal Credit Union Act rules and regulations, bylaws, and sound business and management practices modeled by the relevant government agencies.
Supervisory Committee
The Supervisory Committee consists of five persons appointed from the membership by the Board of Directors. These member representatives serve as the Credit Union’s internal auditing body. The Supervisory Committee performs duties as prescribed in the bylaws, which include examining the affairs of the Credit Union, auditing the books, presenting reports to the Board of Directors, and an annual report to the members.
Membership Requirements
Although the Credit Union only deals with persons who make up the field of membership, the foremost principle in its membership policy is to extend service to as many as are eligible.
A Credit Union should not try to become an exclusive organization to which only a privileged few people may belong. Rather, it should aim at becoming an organization that includes and helps as many people as it can.
As part of our membership eligibility promise, you can change employers, move, retire, get married, and never have to leave The People’s Federal Credit Union.
“Once a member, always a member.”
Markets We Service
Our underserved area includes all citizens who live, work, or worship in the city of Canyon, Childress, Hereford, parts of Amarillo, and Deaf Smith County. You will also qualify if a family member already has an account with us, or if you work for or retired from a company that we serve. It sounds complicated, but most people qualify for membership at TPFCU.
If you don’t know if you qualify, please call at 806-359-8571, send an email to Department.mbrserve@tpfcu.com, or come to one of our branches where a friendly team member can provide you with additional information and guidance.
Our Core Values
As a credit union that focuses on creating products or services for the good of our community, our core values and principles look a little different from those you may expect from a bank.
Concern for Community
At the People’s Federal Credit Union, one of our guiding principles is a Concern for Community. Our employees are directly involved in helping to raise funds for nonprofits and charities in our area and are encouraged to volunteer and serve in their community. In addition, TPFCU has supported these organizations and initiatives:
- Junior Achievement of the High Plains
- Children’s Miracle Network
- The High Plains Food Bank
- Faith City Mission
- Family Support Services
- Guyon Saunders Resource Center
- The Maverick Boys and Girls Club of Amarillo
- Texas Panhandle 100 Club
- Potter and Randall County Sheriff’s Departments
- Animal Welfare Organizations
- Martha’s Home
- Local Schools
- Local Sports Teams: Amarillo Sod Poodles, WT Sports
Member-Centric Banking
From our customer service to the way our bank accounts and products are set up, it’s easy to see that our main priority is providing members with everything they need to achieve their financial goals. As a member-owned credit union, we don’t prioritize the bottom lines of a board of shareholders with no interest in our customers. Instead, we put our members’ needs first.
Member Benefits
As a member of TPFCU, you have access to the following services, products, and unique benefits:
- Checking accounts
- Savings accounts
- Direct deposits
- Credit cards
- Auto, home, and personal loans at low-interest rates
- Online banking and mobile banking platforms
- Financial statements of your products and accounts
- No-surcharge withdrawals at any of our 40,000+ TPFCU ATMs nationwide
- No, or low, minimum daily account balance requirements
- Specialized products to help you improve your credit score
Want to learn more about how TPFCU can make banking easier, quicker, and more rewarding? Contact us today!
Helping Our Members Live Their Lives.
Life has enough challenges.
Online Banking, Home, and Auto Loans don’t need to be.
