The People’s Federal Credit Union understands our members’ desire to have access and control over their accounts outside of our normal business hours. To make it easy for our members to access their banking accounts and account information whenever they want, we are pleased to provide them with our online and mobile banking products and services.
Online Banking with TPFCU
Our members enjoy a variety of options for accessing their accounts with the different online banking options we offer. Whether they want to access their accounts over the internet or from their mobile device, there are several different options for having 24/7 access to your TPFCU accounts, including:
- Online Banking Login
- CardValet
- The People’s FCU Owner App
What is Online Banking?
The People’s Federal Credit Union’s offers a free online internet banking app you access from your desktop or laptop computer. Once securely logged into your TPFCU account, you can perform a variety of banking services online, such as:
- Check Credit Card Balances
- Review Account Balances
- Schedule Transfers Between Accounts
- Send Money
- Pay Bills
- Request Money
- Review Online Statements
- Review Transaction Histories
- Make a Loan Payment
- Make a Credit Card Payment
What is CardValet?
CardValet is a mobile banking app that gives you complete control over your TPFCU debit card and credit card and the types of alerts you want to enable. The app is available in the App Store or from Google Play. CardValet makes it easy to monitor, manage, and customize your settings for the cards you add to the app, thanks to these great features:
Real-Time Alerts
Alerts for debit card and credit card transactions can be sent in real-time to help you determine whether the transaction is authorized or fraudulent. You can also enable alerts for when transactions are declined.
Location-Based Alerts and Controls
You can further customize alerts based on your location to limit authorization for transactions to a specific geographic location. For example, you could configure location-based controls only to allow transactions conducted in Katy, TX. Any transactions submitted for authorization outside this area would automatically be declined.
You can further customize this feature using the My Location control to adjust the location. You can also enable the use of your phone’s GPS only to authorize transactions when near your phone.
Card On/Off
The Card On/Off feature allows you to turn your debit card and credit card on and off. When it is turned off, the card is locked so that no transactions will be authorized. Should you lose your card or suspect it was stolen, you can utilize this feature. In addition, this feature can help control spending.
Spending Limits
You can customize spending limits on your cards to specific dollar amounts or daily limits. When a transaction exceeds the dollar amount or daily limit, it automatically declines.
Merchant Category Management
You can track spending for specific merchant categories to see where your money is being spent, including:
- Restaurants
- Grocery Stores
- Gas Stations
- Travel
- Department Stores
- Entertainment
Parental Controls
Parents can use CardValet to monitor and manage their children’s spending. For example, they can use the spending limits feature to set spending limits. Parents can also enable alerts to receive an alert anytime their children make a purchase.
What is The People’s FCU Owner App?
The People’s FCU Owner App provides online banking on your favorite mobile device. You can find the app available in the App Store or from Google Play. It includes many of the same features you have with online internet banking, including:
- Check Account Balances
- Transfer Money Between Accounts
- Pay Bills with Bill Payer
- Mobile Check Deposit
- Check Your Credit Score
- Manage Alerts
- Find Branch and ATM Locations
- Schedule Loan and Credit Card Payments
Benefits of Online Banking with TPFCU
As you can tell from the online banking and mobile apps available from TPFCU, there are several benefits our members gain, including:
- High Banking Mobile App Satisfaction – Our members find using our mobile banking apps fairly easy, thanks to their straightforward designs. In addition, once you enter information for specific transactions, you can choose to have your online banking or mobile app remember the information, so you do not have to enter it again.
- Pay Bills Whenever You Want – You can schedule bill payments 24/7, even on holidays and weekends. Plus, you can set up automatic payments on recurring bills.
- Convenience Outside TPFCU’s Hours – You never have to worry about not having time to visit a local brand when you complete most of your banking needs online or with one of our mobile apps.
- Priority Access to Your Accounts – When you visit a branch, you may have to wait in line in the drive-thru or inside. With our online banking and mobile apps, you always have priority access to your accounts and never have to worry about waiting in line.
- Easy Cash Transfers – You do not need to visit a branch to transfer cash between your TPFCU accounts. Just choose what account you want to move the money from and the account to deposit it in. Plus, online cash transfers are instantaneous, so the money is available immediately.
- Avoid Late Loan Payment Fees – You never have to worry about forgetting to make your car payment, signature loan payment, or other loan payments. You can either automatically set these payments up to be paid each month or enable alerts to remind you when the payment is due.
- Instant Access to Your Credit Score – You can monitor your credit score and always know whether someone attempts to access your credit history.
Why Should I Download TPFCU’s Mobile Banking Apps?
If you want the flexibility to deposit checks, check account balances, pay bills, and manage your debit card usage, you need TPFCU’s mobile banking apps. Access to your TPFCU accounts is free whether you connect over the internet or through one of our mobile apps.
For further information about our mobile apps or assistance configuring them, please feel free to stop by one of our branch locations or contact The People’s Federal Credit Union at (806) 359-8571 today!
